The Citizens Bank is a locally owned, independent institution that has provided service to Mississippi since 1908.

The bank offers a full suite of personal checking, savings and business products.

775 North Jackson Street
Kosciusko, MS 39090

(662) 289-4356

Mon-Thur: 8:30am-4:00pm
Fri: 8:30am-5:00pm
Sat: 9:00am-12:00pm (Drive-in only)


    Simply Basic Checking

    Simply Basic Plus Checking

    Advantage Checking (available to customers 55 and older)

    Now Checking

    e-Vantage Checking (earns a competitive rate of interest)

    Square One Checking (designed to help customers who have previously experienced bank account challenges)

    Student Checking

    Money Market Checking

    Citizens Solid Gold Savings

    Cash Stash Savings (each time you use your debit card the purchase will round up to the nearest dollar and the difference will be transferred from the checking account into the customers Cash Stash savings account)

    Student and Kids Savings

    Sprout Account

    College Bonus Savings

    Christmas Club

    Certificate of Deposits

    Individual IRA Accounts

    Online Banking

    Free Bill Pay

    Mobile Banking

    Mobile Deposit Capture



      Business Checking

      Business Now Account

      IOLTA Accounts

      Business Money Market Account

      Business Savings Account

      Certificate of Deposit

      Business Loans

      Merchant Services

      Visa Debit Cards

      Business Credit Cards

      Cash Management

      Remote Deposit Capture


775 North Jackson Street
Kosciusko, MS 39090 

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